From first money habits to financial independence.
Four levels of financial learning, organized for grades 5–12. Grade ranges guide placement; teachers can choose what fits their students.
Financial Foundations
Understand money and develop basic habits around earning, saving, spending, budgeting, and financial decision-making.
8 units Level 2 · Grades 7–8Financial Essentials
Move from understanding money to actually learning how to manage it.
9 units Level 3 · Grades 9–10Financial Preparation
Prepare students for increasingly independent financial decisions during high school and early adulthood.
10 units Level 4 · Grades 11–12Financial Independence
Give students the financial knowledge they need to transition from high school into independent adult life.
11 unitsThis catalog contains the curriculum structure and lesson outlines. Full teaching content is in development; classroom assignments use lessons published by your school.
All units in this levelFinancial Independence
Give students the financial knowledge they need to transition from high school into independent adult life.
Unit 9Entrepreneurship & Self-Employment
20 planned lessons
Entrepreneurship & Self-Employment
20 planned lessons- Entrepreneurship as a Career
- Validating a Business Idea
- Market Research
- Business Plans
- Business Structures
- Startup Funding
- Business Banking
- Revenue and Expenses
- Profit and Cash Flow
- Pricing
- Bookkeeping
- Business Taxes
- Self-Employment Taxes
- Invoicing and Payments
- Marketing
- Customer Acquisition
- Scaling a Business
- Managing Business Risk
- Separating Business and Personal Finances
- Final Business Plan / Venture Project